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Football is Hard.

Getting A Mortgage Shouldn't Be.

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

Mortgage Rates

Loan Type

Rate

APR

30 Year Fixed

3.875%

4.00%
15 Year Fixed

3.125%

3.25%
Jumbo 30 Year Fixed

4.000%

4.13%
FHA 30 Year Fixed

3.250%

3.75%
VA 30 Year Fixed

3.250%

3.75%
* Mortgage Rates as of 06/20/2017 9:02 AM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers.

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 Mortgages

  • Texas Vet Loans
  • VA Loans – Buy or Refi
  • VA Loans for New Construction – 0% Down
  • New Construction or Existing Homes
  • Bridge Loans, Divorce Loans and other special solutions

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Insurance

  • Primary Residence
  • Second & vacation homes
  • Condos & rental property
  • Cars, trucks & motorcycles
  • RVs & motor homes
  • Nationally Renowned Carriers
  • Save up to $500/year

Unique loan products to help you get the home you deserve!

As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like this one-time close, low-down payment construction loan program.

0% Down Construction Loans

VA construction loans offer low rates and NO down payment.
FHA and VA construction loans
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Land Loans - A First Step

If you don't have the money or credit history to build now, consider buying your land now, then building later.
land loan for a field near brenham
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Make Life Easier with a Bridge Loan

You don't have to sell your home and move to get the funds you need to build. A residential bridge loan can close the gap
FHA and VA construction loans
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VA Loans for First-Time Buyers

If you don't choose to build, a VA loan is still an attractive option for a no down-payment, low rate loan.
FHA and VA construction loans
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Why Choose Hurst

Customer Reviews

70%

Repeat & Referred Business

350+

Successfully Closed Loans/Year

aggie1002012 & 2013

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
Tony P
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
TXElsie
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Visit our Client Feedback page to read more reviews.

Family Owned. Texas Proud.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Texas Aggie Heritage

Hurst Lending is proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.

aggie100

Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.

Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

Refinance & Save

Almost anyone whose mortgage is more than 2 years old can save money by refinancing at current interest rates.
- Lower your interest rate
- Convert from 30 year to 15 year mortgage
- Lower your monthly payment
- Consolidate higher payment loans
- Eliminate PMI or higher rate 2nd liens
- Take cash out for home improvements
Get Quote
More About Us

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4 Steps to Prepare for House Hunting

April 24th, 2015|

A recent CNN Money article summarized movement in the housing market so far in 2015. They stated that: “On a national level, 40% of homes moved off the market in the two-month period, a slight increase from 38% during the same time period in 2014, [...]

Nervous About Taking on a Mortgage?

December 9th, 2014|

We don’t re-publish a lot of content, but this weekend Jonathan Clements wrote a great article in the WSJ that explains why taking out a mortgage can be a great financial strategy.  I liked it so well, I have published it here, almost in its [...]