1-877- 292-7350 jhurst@hurstlending.com
What kinds of homes qualify for loans through the Texas Vet Loan Program?

To take advantage of the Texas vet loan program, your home must meet the following requirements. The home must be:

  • Your primary residence
  • Located in Texas
  • Single family home, town home, or condominiums
  • Duplexes or other multi-family units (must have been constructed at least five years prior to the closing date of the loan).
  • All new construction homes must meet Energy Star guidelines.

If your home does not meet these requirements, please contact us as we have other programs that may meet your needs.

Can I get a Lower Rate if I am a Disabled Veteran?

If you are a disabled veteran you are entitled to a .5% lower rate on your home loan. In order to qualify for this reduced rate on your VLB mortgage, you must have a service-connected disability of 30 percent (30%) or greater as verified by an Award Letter from the Department of Veterans Affairs (VA). The Texas vet loan program is a great option if you are a disabled veteran.

Can I get Lower Rates through the Texas Vet Loan Program as an Unmarried Surviving Spouse of a Texas Vet?

If you are an Unmarried Surviving Spouse of a service member who died in the line of duty (or died from a service-connected cause) and who was a legal resident of Texas at the time of death, you are entitled to a .5% lower rate on your home loan.

Can I use the Texas vet loan program if I am building a new home?

TexasVetLoans.com offers interim construction financing in many parts of the state of Texas. When your house is complete we can pay off your construction loan with our low rate Texas Vet Loans discussed above. Please note that Veterans Land Board loans are only available for single family residences and the new home must meet various Energy Star qualifications.

Are Texas Vet Loans better than VA Loans?

We have an entire web page dedicated to answering this question. Click to learn more about the relative advantages of the Texas Vet Loan program versus VA Loans.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.